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Financial Glossary |
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a b c d e f g h i j k l m n o p q r s t u v w x y z |
Qualification Period
A period of time during the first few months or weeks of a new policy when an insurance company will not reimburse a policyholder for a claim in order to allow the insurance company time to find any fraudulent information in the application.
Qualified Endorsement
A signature on the back of a negotiable instrument transferring the amount to some other party but that includes wording that limits the endorser's liability.
Qualified Opinion
An auditor's opinion expressing certain limitations of an audit.
Qualified Plan or Trust
A tax-deferred plan allowing employer and employee contributions that build up savings, which are paid out at retirement or on termination of employment. Tax is paid only when amounts are drawn from the trust.
Qualified Retirement Plans
Plans approved by the IRS for favorable tax treatment, such as tax deductions for contributions and tax-deferred earnings. The list of plans includes 401(k)s, SEPs, IRAs, Keoghs, SIMPLEs, and defined benefit pension plans. Each plan has different contribution limits and other rules.
Qualified Total Distribution
A payment representing an employee's interest in a qualified retirement plan. The payment must be prompted by retirement (or other separation from service), death, disability, or attainment of age 59-1/2. Payment can be in installments as long as the complete distribution is made within a single tax year.
Qualifying Annuity
An annuity allowable as investment for a qualified plan or trust.
Qualifying Share
Shares of common stock that a person must hold in order to qualify as a director of the issuing corporation.
Qualifying Stock Option
A benefit granted by a corporation that allows employees to purchase shares at a discount price.
Qualitative Analysis
An analysis of the qualities of a company that cannot be measured concretely, such as management quality or employee morale.
Quality of Earnings
Increased earnings due to increased sales and cost controls, as compared to artificial profits created by inflation of inventory or other asset prices.
Quantize
To convert an asset or liability into a currency other than the regular trading currency.
Quarter Stock
Stock with a par value of $25 per share.
Quick Ratio
A measure of a company's ability to meet its short-term financial obligations with its liquid assets. To determine the quick ratio, the company's liquid current assets (cash, accounts receivable, marketable securities) is divided by its current liabilities.
Quoted Price
The price at which the last trade of a particular security or commodity took place.
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Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc.,
Member FINRA, SIPC, and Registered Investment Advisor - Licensed in MO, IL, CA, NY
*** 111 West Port Plaza Drive Suite 300 Saint Louis, MO. 63146 ***
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