Thursday November 20, 2008
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Life Insurance


Leave your beneficiaries options, not obligations. For the accumulation and transfer of wealth, or to ensure family financial protection, choose life insurance.

Through Woodbury Financial Services, we offer several life insurance products from more than 30 different providers. This includes VUL, single premium VUL, UL, Second to Die and term insurance.


Variable Universal Life Purchasing a variable universal life insurance (VUL) policy is an important step in complementing your long-term financial plan. A VUL policy offers permanent, income tax-free death benefit protection and other tax advantages, including premium flexibility.

Universal Life Universal life insurance is permanent individual life insurance that provides death benefit coverage. It is created to provide long-term protection and cash accumulation and can provide affordable life insurance coverage for your family, along with satisfying estate planning and cash access needs.

Term Life Term life insurance, a basic life insurance protection option that provides coverage only for a specific period of time ("term"), is appropriate if you need short-term protection and have temporary life insurance needs, such as mortgage payments, car payments, or short-term debts..

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Neither Woodbury Financial Services, Inc., nor its registered representatives or employees, provide tax or legal advice. As with all matters of a tax or legal nature, you should consult with your tax or legal counsel for advice.



Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc.,
Member FINRA, SIPC, and Registered Investment Advisor - Licensed in MO, IL, CA, NY
*** 111 West Port Plaza Drive Suite 300 Saint Louis, MO. 63146 ***
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